Pet Dental Insurance Coverage
Offering the best dental insurance for dogs and cats included in our policies
What’s Covered with Embrace’s Dental Pet Insurance?
Your furry friend's dental health is vital to their overall well-being. That's why every Embrace accident and illness policy covers the following dental issues (and more) for up to $1000 for each policy term.
| Dental Illness | Cost to treat | Likelihood of occuring |
|---|---|---|
| Abscessed teeth | $1,500 -$3,000{severity=medium} | Medium |
| Gingivitis (inflammation of the gums) | $300 - $700{severity=high} | High |
| Jaw Fractures | $1,000 - $3,000{severity=medium} | Medium |
| Malocclusions (misaligned teeth) | $200 - $1,000{severity=medium} | Medium |
| Oral trauma | $300 - $700{severity=high} | High |
| Periodontal disease | $400 - $1,000{severity=veryhigh} | Very High |
| Root canal | $200 - $3,000{severity=medium} | Medium |
| Tooth fractures | $200 - $500{severity=medium} | Medium |
| Tooth loss | $200 - $500{severity=medium} | Medium |
Does Embrace pet insurance cover dental?
Pet dental insurance options vary greatly from one pet insurance company to another. Some companies cover both dental accidents and illnesses under their insurance policy while others only cover dental accidents. Most companies do not include routine dental care, like teeth cleanings, as part of their insurance coverage.
Embrace Pet Insurance covers dental accidents and illnesses as long as they are not pre-existing to the policy purchase. No pet insurance company covers pre-existing conditions.
Plan features (dental)
| Plan features |  | Healthy Paws | Nationwide WholePet® | AKC Pet Insurance |
|---|---|---|---|---|
| Dental Illness Coverage Included |  |  | | Only covers extractions |
| Dental Illness | | | | |
| Root Canals & Crowns | | | | |
What are common dental illnesses and injuries in dogs and cats?
According to the American Veterinary Medical Association (AVMA), 80% of dogs and 70% of cats have some form of periodontal disease by age 3. Common dog and cat dental illnesses and injuries include:
Pet routine dental care
Routine dental care for your pet, such as teeth cleaning, is not included in our accident and illness coverage. However, these procedures can be reimbursed by our routine care plan, Wellness† Rewards. Wellness Rewards can be purchased in addition to any accident and illness policy and covers:
Routine dental cleaning (with or without anesthesia)
Pet toothbrushes & toothpaste
Dental chews
Annual dental checkups
Teeth brushing by groomer or vet
Dietary dental supplements
Customer stories: pet dental insurance claims
Vet Bill: $2,001
Embrace Paid: $974.65
Vet Bill: $1,852
Embrace Paid: $1,321.70
Vet Bill: $749
Embrace Paid: $650.00